Impress your lender

There is no denying that the loan application process can be stressful. Applicants have been known to become frazzled during the final weeks of buying a home. While that is understandable, you should make sure that you do everything within your power to stay on your lender’s good side.

You would be surprised and angered if your mortgage representative treated you rudely, so make sure you return the favor of civility, even when you feel like you’re at the end of your rope.

In fact, when you stop to think about, there are all kinds of behaviors you expect from your mortgage representative. Honesty, prompt attention, diplomacy: you constantly expect these things from your lender. If you were not treated with professionalism, you would probably report them to the Better Business Bureau. Unfortunately, lenders do not have the satisfaction of reporting rude customers to the Better Business Bureau. Instead, they will be less inclined to give you the best deals and customer service. As a result, you’re the one who ultimately suffers from rudeness.

There are certain things that you can do to show your lender that you will be a responsible borrower. First of all, provide them with all of the documentation they need promptly and without complaint. Lenders need to learn about you in order to judge whether you’ll be a good borrower. Don’t make that process harder than it has to be, and don’t ever be dishonest.

So always remember to be polite to your mortgage advisor throughout the loan application process. You won’t regret it, and besides, it’s good manners.